Theme of the day

The TOP - 10 fixed car finance for purchase of a used car for 5 years

Bankchart.co.uk has surveyed the terms of the offered fixed car finance for purchase of a used car for 5 years in the national currency. Our website's analysts have studied the loan offers from 20 most popular UK banks, which place rates on their websites.

Compare banking services in UK banks

Bankchart.co.uk is a portal that helps people choose the banking products and services that best fit their individual needs. Here you will find comparisons of personal and business loans, deposit accounts, credit and debit cards, foreign currency exchange rates as well as saving accounts from a variety of reputable financial institutions.

Personal services

Home Loans

371 offer

Car Loans

62 offers

Personal Loans

179 offers

Credit Cards

86 offers

Deposits

262 offers

Accounts

90 offers


Business services

Expert opinion

So far, so good

In the run up to its implementation date on 13 January 2018, the EU’s Second Payment Services Directive (PSD2) – which in the UK is known as ‘Open Banking’ – was widely perceived to be a game changer in retail banking services. In a nutshell, the directive aims to ensure that all payment service providers (PSPs) that operate in the European single market are subject to far-reaching supervision and comply with the new rules aiming to create a level playing field, promoting innovation and driving down costs.

Does Open Banking mean the end of card payments?

The first generally useful application of Open Banking is here in the UK. While it will be some time yet before it gets much use, new organisations soon will be able to initiate payments between bank accounts on a consumer’s behalf. This creates a new layer between consumers and banks, hopefully spawning novel ideas and services. Moving the centre of payments away from banks though causes significant shifts in the market, and could well affect the dynamic around banks’ payment card cash cow.

Bitcoin at 50,000 USD?

Bitcoin’s price averaged $272 in 2015, $567 in 2016 and $4,001 in 2017. It peaked at just below $20,0000 in mid-December 2017. So far in 2018, as of mid-March, the average is just over $11,000. Bitcoin’s price has risen exponentially, as has interest in it from regulators, speculators, developers, innovators, economists, journalists, bloggers and others.

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Bankchart.co.uk is a portal that helps people choose the banking products and services that best fit their individual needs.

Here you will find comparisons of personal and business loans, deposit accounts, credit and debit cards, saving accounts from a variety of reputable financial institutions.

Once you have found a bank that meets your particular needs, you can find the nearest physical location on our map.