Overview of the Consumer Lending Market

Please find attached a set of articles analyzing the market of retail bank lending in United Kingdom. Overview of the consumer loans will gibe you an idea of the modern trends and dynamics of the consumer lending market development.


05 June 2023

The rating of the best interest rates under the debt consolidation loans for 1 year

Bankchart.co.uk has surveyed the terms of the offered debt consolidation loans for 1 year in the national currency. Our website's analysts have studied the loan offers from the 20 most popular UK banks, which place rates on their websites.

29 May 2023

The TOP - 15 personal loans for 2 years

Bankchart.co.uk has surveyed the terms of the offered personal loans for 2 years in the national currency. Our website's analysts have studied the loan offers from the 20 most popular UK banks, which place rates on their websites.

06 February 2023

The rating of the best interest rates under the home improvement loans for 1 year

Bankchart.co.uk has surveyed the terms of the offered home improvement loans for 1 year in the national currency. Our website's analysts have studied the loan offers from the 20 most popular UK banks, which place rates on their websites.

01 February 2023

The TOP - 14 personal loans for 1 year

Bankchart.co.uk has surveyed the terms of the offered personal loans for 1 year in the national currency. Our website's analysts have studied the loan offers from 20 most popular UK banks, which place rates on their websites.

15 November 2022

5,10 % p.a. is the minimum interest rate under the home improvement loans for 2 years

Bankchart.co.uk has surveyed the terms of the offered home improvment loans for 2 years in the national currency. Our website's analysts have studied the loan offers from 20 most popular UK banks, which place rates on their websites.

10 November 2022

The rating of the best interest rates under the personal loans for 1 year

Bankchart.co.uk has surveyed the terms of the offered personal loans for 1 year in the national currency. Our website's analysts have studied the loan offers from the 20 most popular UK banks, which place rates on their websites.

02 August 2022

The rating of the best interest rates under the home improvement loans for 3 years

Bankchart.co.uk has surveyed the terms of the offered home improvment loans for 3 years in the national currency. Our website's analysts have studied the loan offers from 20 most popular UK banks, which place rates on their websites.

29 July 2022

2,80 % p.a. is the minimum interest rate under personal loans for 3 years

Bankchart.co.uk has surveyed the terms of the offered personal loans for 3 years in the national currency. Our website's analysts have studied the loan offers from 20 most popular UK banks, which place rates on their websites.

27 July 2022

The TOP - 14 personal loans for 1 year

Bankchart.co.uk has surveyed the terms of the offered personal loans for 1 year in the national currency. Our website's analysts have studied the loan offers from 20 most popular UK banks, which place rates on their websites.

10 May 2022

Which UK bank offers the lowest interest rates under the home improvement loans for 1 year

Bankchart.co.uk has surveyed the terms of the offered home improvement loans for 1 year in the national currency. Our website's analysts have studied the loan offers from the 20 most popular UK banks, which place rates on their websites.

06 May 2022

The rating of the best interest rates under the personal loans for 3 years

Bankchart.co.uk has surveyed the terms of the offered personal loans for 3 years in the national currency. Our website's analysts have studied the loan offers from 20 most popular UK banks, which place rates on their websites.

02 May 2022

The TOP - 14 personal loans for 1 year

Bankchart.co.uk has surveyed the terms of the offered personal loans for 1 year in the national currency. Our website's analysts have studied the loan offers from 20 most popular UK banks, which place rates on their websites.

17 December 2021

The TOP - 6 home improvement loans for 1 year in December 2021

Bankchart.co.uk has surveyed the terms of the offered home improvment loans for 1 year in the national currency. Our website's analysts have studied the loan offers from 20 most popular UK banks, which place rates on their websites.

13 December 2021

2,80 % p.a. is the minimum interest rate under the personal loans for 1 year in December 2021

Bankchart.co.uk has surveyed the terms of the offered personal loans for 1 year in the national currency. Our website's analysts have studied the loan offers from 20 most popular UK banks, which place rates on their websites.

13 September 2021

Which UK bank offers the best personal loans for 3 years

Bankchart.co.uk has surveyed the terms of the offered personal loans for 3 years in the national currency. Our website's analysts have studied the loan offers from 20 most popular UK banks, which place rates on their websites.

09 September 2021

2,80 % p.a. is the minimum interest rate under the personal loans for 1 year

Bankchart.co.uk has surveyed the terms of the offered personal loans for 1 year in the national currency. Our website's analysts have studied the loan offers from 20 most popular UK banks, which place rates on their websites.

07 September 2021

The rating of the best interest rates under the home improvement loans for 2 years

Bankchart.co.uk has surveyed the terms of the offered home improvment loans for 2 years in the national currency. Our website's analysts have studied the loan offers from 20 most popular UK banks, which place rates on their websites.

03 September 2021

The TOP - 6 debt consolidation loans for 1 year

Bankchart.co.uk has surveyed the terms of the offered debt consolidation loans for 1 year in the national currency. Our website's analysts have studied the loan offers from 20 most popular UK banks, which place rates on their websites.

07 June 2021

2,90 % p.a. is the minimum interest rate under the personal loans for 1 year

Bankchart.co.uk has surveyed the terms of the offered personal loans for 1 year in the national currency. Our website's analysts have studied the loan offers from 20 most popular UK banks, which place rates on their websites.

02 June 2021

Which UK bank offers the best home improvement loans for 1 year

Bankchart.co.uk has surveyed the terms of the offered home improvment loans for 1 year in the national currency. Our website's analysts have studied the loan offers from 20 most popular UK banks, which place rates on their websites.

31 May 2021

The rating of the best interest rates under the debt consolidation loans for 1 year

Bankchart.co.uk has surveyed the terms of the offered debt consolidation loans for 1 year in the national currency. Our website's analysts have studied the loan offers from 20 most popular UK banks, which place rates on their websites.

24 February 2021

Which UK bank offers the lowest interest rates under the personal loans for 1 year

Bankchart.co.uk has surveyed the terms of the offered personal loans for 1 year in the national currency. Our website's analysts have studied the loan offers from 20 most popular UK banks, which place rates on their websites.

22 February 2021

2,90 % p.a. is the minimum interest rate under the home improvement loans for 1 year

Bankchart.co.uk has surveyed the terms of the offered home improvment loans for 1 year in the national currency. Our website's analysts have studied the loan offers from 20 most popular UK banks, which place rates on their websites.

19 February 2021

Which UK bank offers the best debt consolidation loans for 1 year

Bankchart.co.uk has surveyed the terms of the offered debt consolidation loans for 1 year in the national currency. Our website's analysts have studied the loan offers from 20 most popular UK banks, which place rates on their websites.

17 February 2021

The TOP - 15 personal loans for 3 years

Bankchart.co.uk has surveyed the terms of the offered personal loans for 3 years in the national currency. Our website's analysts have studied the loan offers from 20 most popular UK banks, which place rates on their websites.

20 November 2020

2,80 % p.a. is the minimum interest rate under the personal loans for 5 years

Bankchart.co.uk has surveyed the terms of the offered personal loans for 5 years in the national currency. Our website's analysts have studied the loan offers from 20 most popular UK banks, which place rates on their websites.

18 November 2020

The rating of the best interest rates under personal loans for 3 years

Bankchart.co.uk has surveyed the terms of the offered personal loans for 3 years in the national currency. Our website's analysts have studied the loan offers from 20 most popular UK banks, which place rates on their websites.

16 November 2020

The TOP - 6 home improvement loans for 1 year

Bankchart.co.uk has surveyed the terms of the offered home improvment loans for 1 year in the national currency. Our website's analysts have studied the loan offers from 20 most popular UK banks, which place rates on their websites.

13 November 2020

2,90 % p.a. is the minimum interest rate under the debt consolidation loans for 1 year

Bankchart.co.uk has surveyed the terms of the offered debt consolidation loans for 1 year in the national currency. Our website's analysts have studied the loan offers from 20 most popular UK banks, which place rates on their websites.

25 August 2020

Which UK bank offers the lowest interest rates under the personal loans for 1 year

Bankchart.co.uk has surveyed the terms of the offered personal loans for 1 year in the national currency. Our website's analysts have studied the loan offers from 20 most popular UK banks, which place rates on their websites.

21 August 2020

Which UK bank offers the best personal loans for 2 years

Bankchart.co.uk has surveyed the terms of the offered personal loans for 2 years in the national currency. Our website's analysts have studied the loan offers from 20 most popular UK banks, which place rates on their websites.

19 August 2020

The rating of the best interest rates under the home improvement loans for 3 years

Bankchart.co.uk has surveyed the terms of the offered home improvment loans for 3 years in the national currency. Our website's analysts have studied the loan offers from 20 most popular UK banks, which place rates on their websites.

17 August 2020

The TOP - 6 debt consolidation loans for 1 year

Bankchart.co.uk has surveyed the terms of the offered debt consolidation loans for 1 year in the national currency. Our website's analysts have studied the loan offers from 20 most popular UK banks, which place rates on their websites.

04 May 2020

The TOP - 17 personal loans for 5 years

Bankchart.co.uk has surveyed the terms of the offered personal loans for 5 years in the national currency. Our website's analysts have studied the loan offers from 20 most popular UK banks, which place rates on their websites.

30 April 2020

Which UK bank offers the lowest interest rates under the personal loans for 1 year

Bankchart.co.uk has surveyed the terms of the offered personal loans for 1 year in the national currency. Our website's analysts have studied the loan offers from 20 most popular UK banks, which place rates on their websites.

29 April 2020

2,90 % p.a. is the minimum interest rate under the home improvement loans for 1 year

Bankchart.co.uk has surveyed the terms of the offered home improvment loans for 1 year in the national currency. Our website's analysts have studied the loan offers from 20 most popular UK banks, which place rates on their websites.

27 April 2020

The rating of the best interest rates under the debt consolidation loans for 1 year

Bankchart.co.uk has surveyed the terms of the offered debt consolidation loans for 1 year in the national currency. Our website's analysts have studied the loan offers from 20 most popular UK banks, which place rates on their websites.

10 February 2020

2,90 % p.a. is the minimum interest rate under the personal loans for 2 years

Bankchart.co.uk has surveyed the terms of the offered personal loans for 2 years in the national currency. Our website's analysts have studied the loan offers from 20 most popular UK banks, which place rates on their websites.

06 February 2020

The rating of the best interest rates under the home improvement loans for 1 year

Bankchart.co.uk has surveyed the terms of the offered home improvment loans for 1 year in the national currency. Our website's analysts have studied the loan offers from 20 most popular UK banks, which place rates on their websites.

04 February 2020

The TOP - 16 personal loans for 1 yea

Bankchart.co.uk has surveyed the terms of the offered personal loans for 1 year in the national currency. Our website's analysts have studied the loan offers from 20 most popular UK banks, which place rates on their websites.

31 January 2020

Which UK bank offers the best debt consolidation loans for 1 year

Bankchart.co.uk has surveyed the terms of the offered debt consolidation loans for 1 year in the national currency. Our website's analysts have studied the loan offers from 20 most popular UK banks, which place rates on their websites.

15 November 2019

2,90 % p.a. is the minimum interest rate under the home improvement loans for 1 year

Bankchart.co.uk has surveyed the terms of the offered home improvement loans for 1 year in the national currency. Our website's analysts have studied the loan offers from 20 most popular UK banks, which place rates on their websites.

13 November 2019

Which UK bank offers the best debt consolidation loans for 1 year

Bankchart.co.uk has surveyed the terms of the offered debt consolidation loans for 1 year in the national currency. Our website's analysts have studied the loan offers from 20 most popular UK banks, which place rates on their websites.

11 November 2019

The TOP - 16 personal loans for 1 year

Bankchart.co.uk has surveyed the terms of the offered personal loans for 1 year in the national currency. Our website's analysts have studied the loan offers from 20 most popular UK banks, which place rates on their websites.

27 August 2019

The TOP - 16 personal loans for 2 years

Bankchart.co.uk has surveyed the terms of the offered personal loans for 2 years in the national currency. Our website's analysts have studied the loan offers from 20 most popular UK banks, which place rates on their websites.

23 August 2019

Which UK bank offers the lowest interest rates under the home improvement loans for 1 year

Bankchart.co.uk has surveyed the terms of the offered home improvement loans for 1 year in the national currency. Our website's analysts have studied the loan offers from 20 most popular UK banks, which place rates on their websites.

16 August 2019

The rating of the best interest rates under the debt consolidation loans for 1 year

Bankchart.co.uk has surveyed the terms of the offered debt consolidation loans for 1 year in the national currency. Our website's analysts have studied the loan offers from 20 most popular UK banks, which place rates on their websites.

05 February 2019

Which UK bank offers the best debt consolidation loans for 1 year

Bankchart.co.uk has surveyed the terms of the offered debt consolidation loans for 1 year in the national currency. Our website's analysts have studied the loan offers from 20 most popular UK banks, which place rates on their websites.

29 January 2019

The TOP - 5 home improvment loans for 3 years

Bankchart.co.uk has surveyed the terms of the offered home improvment loans for 3 years in the national currency. Our website's analysts have studied the loan offers from 20 most popular UK banks, which place rates on their websites.

25 January 2019

Which UK bank offers the best personal loans for 3 years

Bankchart.co.uk has surveyed the terms of the offered personal loans for 3 years in the national currency. Our website's analysts have studied the loan offers from 20 most popular UK banks, which place rates on their websites.

05 September 2018

Which UK bank offers the best holidays loans for 1 year on August 2018

Bankchart.co.uk has surveyed the terms of the offered holidays loans for 1 year in the national currency. Our website's analysts have studied the loan offers from 20 most popular UK banks, which place rates on their websites.

03 September 2018

Which UK bank offers the best home improvment loans for 1 year on August 2018

Bankchart.co.uk has surveyed the terms of the offered home improvment loans for 1 year in the national currency. Our website's analysts have studied the loan offers from 20 most popular UK banks, which place rates on their websites.

30 August 2018

3,00 % p.a. is the minimal interest rate under the debt consolidation loans for 1 year on August 2018

Bankchart.co.uk has surveyed the terms of the offered debt consolidation loans for 1 year in the national currency. Our website's analysts have studied the loan offers from 20 most popular UK banks, which place rates on their websites.

28 August 2018

The TOP - 16 personal loans for 1 year on August 2018

Bankchart.co.uk has surveyed the terms of the offered personal loans for 1 year in the national currency. Our website's analysts have studied the loan offers from 20 most popular UK banks, which place rates on their websites.

12 June 2018

1,00 % p.a. is the minimal interest rate under the holidays loans for 1 year

Bankchart.co.uk has surveyed the terms of the offered holidays loans for 1 year in the national currency. Our website's analysts have studied the loan offers from 20 most popular UK banks, which place rates on their websites.

08 June 2018

The TOP - 5 home improvment loans for 2 years

Bankchart.co.uk has surveyed the terms of the offered home improvment loans for 2 years in the national currency. Our website's analysts have studied the loan offers from 20 most popular UK banks, which place rates on their websites.

06 June 2018

The TOP - 17 personal loans for 3 years

Bankchart.co.uk has surveyed the terms of the offered personal loans for 3 years in the national currency. Our website's analysts have studied the loan offers from 20 most popular UK banks, which place rates on their websites.

02 June 2018

Which UK bank offers the best personal loans for 1 year

Bankchart.co.uk has surveyed the terms of the offered personal loans for 1 year in the national currency. Our website's analysts have studied the loan offers from 20 most popular UK banks, which place rates on their websites.

30 May 2018

3,00 % p.a. is the minimal interest rate under the debt consolidation loans for 1 year

Bankchart.co.uk has surveyed the terms of the offered debt consolidation loans for 1 year in the national currency. Our website's analysts have studied the loan offers from 20 most popular UK banks, which place rates on their websites.

25 May 2018

The TOP - 10 fixed car finance for purchase of a used car for 5 years

Bankchart.co.uk has surveyed the terms of the offered fixed car finance for purchase of a used car for 5 years in the national currency. Our website's analysts have studied the loan offers from 20 most popular UK banks, which place rates on their websites.

23 May 2018

Which UK bank offers the lowest interest rates under the fixed car finance for purchase of a used car for 1 year

Bankchart.co.uk has surveyed the terms of the offered fixed car finance for purchase of a used car for 1 year in the national currency. Our website's analysts have studied the loan offers from 20 most popular UK banks, which place rates on their websites.

21 May 2018

Which UK bank offers the lowest interest rates under the fixed car finance for purchase of a new car for 7 years

Bankchart.co.uk has surveyed the terms of the offered fixed car finance for purchase of a new car for 7 years in the national currency. Our website's analysts have studied the loan offers from 20 most popular UK banks, which place rates on their websites.

18 May 2018

2,90 % p.a. is the minimal interest rate under the fixed car finance for 5 years

Bankchart.co.uk has surveyed the terms of the offered fixed car finance for 5 years in the national currency. Our website's analysts have studied the loan offers from 20 most popular UK banks, which place rates on their websites.

17 May 2018

Which UK bank offers the best fixed car finance for 3 years

Bankchart.co.uk has surveyed the terms of the offered fixed car finance for 3 years in the national currency. Our website's analysts have studied the loan offers from 20 most popular UK banks, which place rates on their websites.

15 May 2018

4,60 % p.a. is the minimal interest rate under the flex car finance for 3 years

Bankchart.co.uk has surveyed the terms of the offered flex car finance for 3 years in the national currency. Our website's analysts have studied the loan offers from 20 most popular UK banks, which place rates on their websites.

02 April 2018

The TOP - 17 personal loans for 5 years

Bankchart.co.uk has surveyed the terms of the offered personal loans for 5 years in the national currency. Our website's analysts have studied the loan offers from 20 most popular UK banks, which place rates on their websites.

30 March 2018

The rating of the best interest rates under the debt consolidation loans for 1 year

Bankchart.co.uk has surveyed the terms of the offered debt consolidation loans for 1 year in the national currency. Our website's analysts have studied the loan offers from 20 most popular UK banks, which place rates on their websites.

28 March 2018

3,00 % p.a. is the minimal interest rate under the home improvment loans for 1 year

Bankchart.co.uk has surveyed the terms of the offered home improvment loans for 1 year in the national currency. Our website's analysts have studied the loan offers from 20 most popular UK banks, which place rates on their websites.

26 March 2018

Which UK bank offers the best personal loans for 1 year

Bankchart.co.uk has surveyed the terms of the offered personal loans for 1 year in the national currency. Our website's analysts have studied the loan offers from 20 most popular UK banks, which place rates on their websites.

18 December 2017

The TOP - 16 personal loans for 1 year

Bankchart.co.uk has surveyed the terms of the offered personal loans for 1 year in the national currency. Our website's analysts have studied the loan offers from 20 most popular UK banks, which place rates on their websites.

21 July 2017

How to find the best personal loan without damaging your credit rating

If you apply to lenders that use ‘hard’ credit checks you could be left with a mark on your credit file and miss out on lower rates.