OneSavings Bank in UK

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OneSavings Bank (OSB) is a well-established UK financial institution known for its focused approach to specialist lending and competitive savings products. With a strong presence across the mortgage and savings markets, OSB provides tailored solutions in residential, buy-to-let, and commercial mortgages, as well as secured loans and development finance. Its lending activities are supported by a solid retail funding base, offering both long and short-term savings accounts designed to deliver value and security to customers.

Operating under a portfolio of respected brands — including Kent Reliance, InterBay Commercial, Prestige Finance, and Heritable Development Finance — OSB caters to a wide range of customers, from individual borrowers to property professionals and developers. These specialist brands allow the bank to offer flexible, expert-driven services across different segments of the market.

Since officially launching as a bank in 2011, OSB has seen continued growth and recognition, joining the London Stock Exchange’s main market in 2014 and becoming part of the FTSE 250 in 2015. The bank is authorised by the Prudential Regulation Authority (PRA) and regulated by both the PRA and the Financial Conduct Authority (FCA), ensuring strong governance and consumer protection. With a reputation for high customer satisfaction and long-term relationships, OSB remains a trusted partner for borrowers and savers alike.