Home / Personal car loans

Apply for personal car loans

Discover the top personal car loans from UK financial organizations

Personal leasing offers for new, used cars

See a list of the top flexible leasing offers for auto no credit check

0 interest free car finance deals

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Finance offers for second hand cars

Discover the best finance offers for old cars

Motorbike finance offers

Motorcycle loans and finance for people with bad credit score

Loans for touring, static caravans

Discover the best finance for caravans with bad credit

MINI car lease offers

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Electric cars, bikes finance offers

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Car finance and lease with insurance included

Discover the best auto finance, lease offers with insurance included

Personal loans for new, used cars from credit unions, banks

Discover quick guaranteed loans and cheap finance for vehicles

Car refinancing offers

See a list of the best auto refinancing loans with bad credit

Loans and finance for bikes

Discover the top loans for bikes with bad credit

Volkswagen cars finance and lease offers

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Audi cars on finance and lease

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7 seater personal cars finance offers

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Loans and finance to repair a car

See a list of the best loans to repair a vehicle with bad credit

BMW cars on finance and lease

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Toyota car finance and lease offers

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Tesla car leasing and financing offers

Discover the best Tesla car leasing and finance offers

Ford car finance and lease offers

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Mercedes car finance and lease offers

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Vauxhall finance and lease cars offers

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Skoda car lease and finance deals

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Peugeot car leasing and financing offers

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Van finance for business

Discover the best commercial van loans for bad credit

Student car finance, lending offers

Discover the best car finance offers and loans for students

Nissan car financing and leasing

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Secured car loans

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Jaguar car lease and finance deals

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Car finance offers for self-employed

See a list of the best car finance and lease offers for self-employed

Porsche car leasing and financing offers

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Car finance for the unemployed

Discover the best car finance offers for unemployed people

Kia car finance and lease offers

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Logbook loans for older cars

Discover the best car logbook loans with bad credit

Volvo car leasing and finance offers

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Hire purchase deals for Land Rover

A list of the top hire purchase, lease, finance offers for Land Rover

Unsecured car loans

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Downhill bikes finance offers

Discover the best finance and loan offers for downhill bikes

Vehicle loans for people with low credit score

Discover the best car finance for people with bad credit ratings

Hire purchase and finance deals for Hyundai cars

Discover the top hire purchase and lease offers for Hyundai cars

Fiat hire purchase and finance offers

Discover the best Fiat hire purchase and lease offers

Seat hire purchase and lease deals

See a list of the best Seat hire purchase, lease and finance offers

Best loans against cars

Discover an auto title loans for bad credit with competitive rates

Finance mountain bikes no credit check

Discover guaranteed finance for a mountain bike purchase bad credit

What are car finance options in the UK?

There are several car finance options available to help you purchase a vehicle. Each option has its own set of terms, benefits, and potential drawbacks. Here's an overview of the most common car finance options:

  1. Personal Contract Purchase (PCP). Pay an initial deposit, usually 10-20% of the car’s value. Make lower monthly payments compared to other finance options, as you’re only paying off the depreciation, not the full value of the car. 
  2. Hire Purchase (HP). Pay an initial deposit, typically 10% of the car’s value. Pay off the balance of the car’s value in equal monthly installments over 1 to 5 years. Once all payments are made, you own the car outright.
  3. Personal Loan. Apply for a personal loan from a bank, building society, or online lender. Use the loan to buy the car outright from a dealer or private seller. Make fixed monthly repayments over 1 to 7 years.
  4. Leasing (Personal Contract Hire - PCH). Enter into a lease agreement for 2-4 years. Make fixed monthly payments based on the car’s expected depreciation. Return the car to the leasing company at the end of the lease.