What are the Ford car lease options?
Ford offers a variety of car lease options in the UK, catering to both personal and business needs.
- Personal Contract Hire (PCH). A type of personal lease where you lease a Ford vehicle for a fixed period (usually 2-4 years) with fixed monthly payments. Includes popular models like the Ford Fiesta, Focus, Kuga, and Edge.
- Business Contract Hire (BCH). Tailored for businesses, allowing companies to lease Ford vehicles for their employees or fleet. Covers a wide range of Ford models suitable for business needs, including vans and electric vehicles.
- Ford Lease Plan. Ford’s own leasing plan available through official dealerships. Offers a range of terms and mileage options, with the possibility to include maintenance and servicing packages. Road tax and breakdown cover may be included in the lease.
- Ford Personal Lease. Similar to PCH but often directly offered through Ford dealerships. Allows you to choose from a range of Ford models with tailored terms and mileage limits.
- Ford Business Lease. Business Contract Hire designed specifically for business customers. Competitive rates for business fleets, with potential additional benefits like servicing and maintenance included.
- Ford Motability Lease. A leasing scheme for disabled individuals who receive the higher rate mobility component of the Disability Living Allowance (DLA) or Personal Independence Payment (PIP).
As an alternative, you can also take out a personal loan. Your possible expenses:
Personal loan calculations for 1 year (example)
| Amount, $ | Rate, % | Accrued %, $ |
| 5,000 | 8.00% | 217 |
| 5,000 | 9.00% | 244 |
| 5,000 | 10.00% | 271 |
| 10,000 | 10.10% | 547 |
| 10,000 | 11.10% | 601 |
| 10,000 | 12.10% | 655 |
| 20,000 | 12.20% | 1,322 |
| 20,000 | 13.20% | 1,430 |
| 20,000 | 14.20% | 1,538 |
| 25,000 | 14.60% | 1,977 |
| 25,000 | 15.30% | 2,072 |
| 25,000 | 16.30% | 2,207 |
Are there 0 finance deals for Ford in the UK?
Yes, there are often 0% finance deals available for Ford vehicles in the UK, but these offers can vary depending on the model, dealership, and timing. Ford typically provides these deals as part of promotional events to encourage sales of specific models.
Ford frequently offers 0% APR (Annual Percentage Rate) finance deals on new cars across their range, including popular models like the Ford Fiesta, Focus, Puma, and Kuga. These deals usually involve spreading the cost of the vehicle over a set period (often 24 to 48 months) with no interest charged.
0% finance deals are often promotional and available for a limited time, usually tied to sales events or the launch of new models. They may also be subject to stock availability.
These deals are typically available to customers with good credit ratings. If you have a lower credit score, you may not qualify for the 0% finance and might be offered a deal with a higher interest rate instead.
Deposit Requirement: Some deals may require a deposit, which can vary in size depending on the offer and the vehicle.
