What are the KIA car lease options?
Kia offers various car leasing options in the UK, catering to both personal and business needs.
- Personal Contract Hire (PCH). A personal lease where you rent a Kia vehicle for a fixed term (typically 2-4 years) with fixed monthly payments. Popular models for personal leasing include the Kia Sportage, Ceed, Rio, and Stonic.
- Business Contract Hire (BCH). Designed for businesses, this lease allows companies to lease Kia vehicles for their employees or fleet. Includes a range of Kia models suitable for business needs, including electric vehicles and commercial vehicles.
- Kia Lease Offers. Kia dealerships may offer their own lease plans with various promotions and deals. Offers a range of terms, mileage options, and may include maintenance packages.
- Kia Personal Lease. A type of PCH available directly through Kia dealerships. Tailored lease options with different term lengths and mileage limits.
- Kia Business Lease. A BCH plan tailored for business customers. Competitive rates for business fleets, with potential additional benefits like servicing and maintenance.
- Kia Motability Lease. Leasing scheme for individuals who receive the higher rate mobility component of the Disability Living Allowance (DLA) or Personal Independence Payment (PIP).
As an alternative, you can also take out a personal loan. Your possible expenses:
Personal loan calculations for 1 year (example)
| Amount, $ | Rate, % | Accrued %, $ |
| 5,000 | 7.70% | 209 |
| 5,000 | 8.70% | 236 |
| 5,000 | 9.70% | 263 |
| 10,000 | 9.80% | 531 |
| 10,000 | 10.80% | 585 |
| 10,000 | 11.80% | 639 |
| 20,000 | 11.90% | 1,289 |
| 20,000 | 12.90% | 1,398 |
| 20,000 | 13.90% | 1,506 |
| 25,000 | 14.00% | 1,896 |
| 25,000 | 15.00% | 2,031 |
| 25,000 | 16.00% | 2,167 |
