Ramsdens in UK

More about Ramsdens

A Pawnbroking Loan is a short-term loan secured against items of gold, silver, diamond jewellery or quality watches. The amount of the loan is dependent on the item(s) provided as security. Simply take an item of value in to your local Ramsdens branch, our trained staff will value your item and agree a loan amount with you that you feel comfortable about repaying. We give you the cash and keep your items safe and secure until you come back to repay your loan. During the term of the loan you can make payments of any amount and at any time to suit you. By making these payments you will reduce the cost of your loan. Interest accrues on a daily basis and our representative APR is 154.08% for a primary 6 month loan term. When you make your final payment to repay the loan you will receive your item(s) back. Ramsdens also provide Pawnbroking Loans to small and medium size business owners.