If you find yourself in financial difficulties, for example, you were laid off at work and you expect that you will not be able to repay the next loan payment at HSBC, you should immediately notify HSBC by 0345-850-0622 (for loans, credit cards, or overdrafts, works from 8 am to 6 pm on Mon-Fri and from 8 am to 4 pm on Sat) to avoid a banking penalty.
HSBC may offer you, for example, credit holidays until you improve your financial conditions.
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