To facilitate the repayment of credit debt in HSBC, you can use the following tools:
- Check your account in advance for the availability of funds to make a loan payment
- If you are having financial difficulties and you feel that you will not be able to make a payment on time, contact HSBC immediately so as not to be subject to penalties (call 0345-850-0633 from 8 am to 9 pm on Mon-Thu, from 8 am to 6 pm on Fri and from 8-30 am to 4 pm on Sat). Perhaps HSBC will agree to help you and offer a loan holiday
- Include the loan payment in your family's monthly budget, how you plan the payment of your utility bills
- Install the mobile application on your phone, so you will be able to make a loan payment at any time of the day in a few minutes
- Set up direct payment so you don't miss a payment and make the payment process easier
- You can make loan repayments in advance if you have such an opportunity
Please note that if you decide to repay your fixed-rate loan in full in advance, HSBC may charge an additional exit fee.
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