Personal loans from credit unions

See a list of the best loans from credit unions

Updated: 01.09.2026

Quick Rates Review

Compare top financial options at a glance. Comprehensive analysis for each listed offer is available further down the page

#
Institution
Rate (APR/APY)
Sum & Term
1
Lewisham Plus Credit Union Lewisham Plus Credit Union
6.2% - 42.6%

Up to $15,000

365 - 1825 days

Quick Expert Insights

Interest Rates
Average:6.20%
Range:6.2% - 42.6%
Product Term
Minimum: 1 year
Maximum: 5 years
Limit / Amount
Min Entry:$15,000
Max Limit:$15,000
Analysis of 1 offers shows an average rate of 6.20%, with the absolute market maximum reaching 42.6%. Flexible terms from 1 year are available at Lewisham Plus Credit Union, while Lewisham Plus Credit Union offers terms up to 5 years . The lowest entry is $15,000 (via Lewisham Plus Credit Union).

Full Products Review

In-depth analysis of available financial offers. Compare detailed terms and explore expert insights to choose the most suitable option for your needs.

Filter By Institution:

Advance Credit Union

Credit Union Loans

📋 Important Terms

Fixed rate

Easy online application

No hidden charges

Lewisham Plus Credit Union

Credit Union Loans

Rate: 6.2% - 42.6%

Sum: $15,000

Term: 1 years - 5 years

📋 Important Terms

No early repayment penalties

No hidden fees or costs

No worrying small print

London Mutual Credit Union

Credit Union Loans

📋 Important Terms

Personal Loans

Child Benefit Loan

Consolidation Loan

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What are credit unions in the UK?

Credit unions are usually more loyal in the assessment of a financial state of a client and are more willing to provide consumer loans. However, such loans usually come with a higher interest rate, and a customer will need to become a member of a credit union, join it and open an account, and pay membership fees. We will help you to choose a loan on the best terms.

How and where can I get fast payday loans at credit unions online to a card or in cash at the nearest store in London, Manchester, Birmingham, Leeds, Bradford, Glasgow, Southampton, Liverpool, Newcastle, etc., and other cities in the UK? Who can help you get a personal loan, if you have a really poor credit score? These questions are of interest to many people, therefore, we have compiled a list of credit unions that offer personal loans and have the best terms.

In order to get payday loans with no refusal, you need to send online applications to several credit unions. Therefore, if you need a perfect loan, use this webpage and you will find out who offers personal loans under the best conditions and has the most loyal approval approach.

Bankchart.co.uk advises using our online loan calculators to estimate your future possible borrowing expenses.

Personal loan calculations for 1 year (example)

Amount, $ Rate, % Accrued %, $
5,000 8.10% 219
5,000 9.10% 246
5,000 10.10% 274
10,000 10.20% 553
10,000 11.20% 607
10,000 12.20% 661
20,000 12.30% 1,333
20,000 13.30% 1,441
20,000 14.30% 1,549
25,000 14.70% 1,991
25,000 15.40% 2,085
25,000 16.40% 2,221

See the similar FAQ about UK banks: 

Contacts of companies offering the financial services:

Advance Credit Union

Address: 200 Sutton New Road, Erdington, Birmingham

Contact: 0121-663-1960

Web: www.advancecu.org.uk

Lewisham Plus Credit Union

Address: 262 Kirkdale Sydenham

Contact: +44(0)333 202 3642

Web: pluscu.co.uk

London Mutual Credit Union

Address: London

Contact: 020-3773-1751

Web: creditunion.co.uk

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