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HSBC mortgage break: consequences, what to do

See what you should do if you are't able to make the loan payment

Missing a mortgage payment can not only affect your credit score but also your ability to take out a loan in the future. HSBC may also impose penalties. 

If you cannot make a payment on time, contact the bank manager in advance at 0800-085-2482, HSBC may agree to transfer the payment to the next period or provide you with a credit holiday.

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