Loans for people with bad credit scores and CCJS in the UK
If you have a County Court Judgment (CCJ) and are looking for payday loans in the UK, it can be difficult, but it is very possible. After all, some lenders offer special loans to people with bad credit, including CCJ.
Let's take a closer look at the possible ways to get payday loans for people with CCJ:
- Specialized lenders. Yes, some finance companies specialize in lending to people with very bad credit, including CCJ. Lenders usually charge high interest rates for such loans because the risk of default is high. You can see a list of such lenders at the top of this page.
- Loans of guarantors. Alternatively, you can find a guarantor with a good credit history, which can increase your chances of getting a loan
- Credit unions. If you are a member of a credit union, you are better off approaching them for a loan. Usually, credit unions lend to their members with bad credit at lower interest rates
Please note that the list of documents for the loan may include financial documents about income, passport, and details of your CCJ. When applying for a loan, we recommend being as honest and transparent as possible.
As an alternative, you can also take out a personal loan. Your possible expenses:
Personal loan calculations for 1 year (example)
| Amount, $ | Rate, % | Accrued %, $ |
| 5,000 | 6.40% | 173 |
| 5,000 | 7.40% | 200 |
| 5,000 | 8.40% | 228 |
| 10,000 | 8.50% | 460 |
| 10,000 | 9.50% | 515 |
| 10,000 | 10.50% | 569 |
| 20,000 | 10.60% | 1,148 |
| 20,000 | 11.60% | 1,257 |
| 20,000 | 12.60% | 1,365 |
| 25,000 | 12.70% | 1,720 |
| 25,000 | 13.70% | 1,855 |
| 25,000 | 14.70% | 1,991 |
You can see the similar FAQ at the link:
- HSBC loan repayment reward offer
- HSBC: how to apply for a loan
- How to claim PPI from HSBC?
- MandS Bank loan calculator
- Where do I fins calculators of Clydesdale Bank?
- Wire transfer in HSBC: how to make?
Details of companies offering the financial services:
Cash Compare
Head office’s address: London
Web-site: https://www.cashcompare.co.uk/
Cashfloat
Head office’s address: Office 8. 2A Highfield Avenue London, NW11 9ET
Contact center: 020-3757-1933
Web-site: https://www.cashfloat.co.uk/
Evolution Money
Head office’s address: 9 Portland Street, Manchester
Contact center: 0161-814-9158
Web-site: https://enquiry.clarity-uk.com/
Fast Loan UK
Head office’s address: Shire Park, 2 Falcon Gate, Welwyn Garden City AL7 1TW
Web-site: https://www.fastloanuk.co.uk/
Got Capital
Head office’s address: 131 Finsbury Pavement, London
Contact center: +44(0)203 7500096
Web-site: https://gotcapital.co.uk/
Lending Stream
Head office’s address: Lending Stream, PO Box 10756, LEICESTER, LE3 4GX
Web-site: https://www.lendingstream.co.uk
Payday UK
Head office’s address: Payday Loans Limited, The Charter Building, Charter Place
Contact center: 0800-302-9409
Web-site: https://www.paydayuk.co.uk/
Salad Money
Head office’s address: 49 Greek St, London W1D 4EG
Contact center: +44-20-3092-0896
Web-site: https://www.saladmoney.co.uk
Solution Loans
Head office’s address: Hamilton House, 87-89 Bell St, Reigate RH2 7AN
Phone: +44 1737-886-202
Web-site: https://www.solution-loans.co.uk/
Sunny
Head office’s address: London
Web-site: https://sunny.co.uk/