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Emergency cash instant loans

Discover quick small money loans with bad credit for emergencies

AIB Group (UK)

AIB Group (UK)

Personal Loans

Sum: from 1,000.00£ to 25,000.00£

Term, days: from 365.00 to 1,825.00

Fixed monthly repayments and interest rate for peace of mind

Flexibility to make additional payments or settle early without penalty

Our fairness guarantee - the rate we quote will be the rate you get

Cash Compare

Cash Compare

Bad credit loans

Interest Rate: from 45.30% to 1,575.00%

Sum: from 100.00£ to 5,000.00£

Term, days: from 90.00 to 1,825.00

Decision in 5 Minutes

Same Day Pay Out Possible

Large Panel of Lenders

Cashfloat

Cashfloat

Payday loans

Interest Rate: from 295.58% to 1,294.00%

Sum: from 300.00£ to 1,500.00£

Term, days: from 90.00 to 270.00

We are the only UK lender that offers cashback on your loan

We are a direct lender and you will get the money from us directly

We have flexible and affordable repayment plans

Creditstar UK

Creditstar UK

Short term loan

Interest Rate: from 73.00%

Sum: from 500.00£ to 5,000.00£

Term, days: from 180.00 to 365.00

Quick and hassle-free application

No hidden fees or early repayment costs

All from the comfort of your home

Evolution Money

Evolution Money

Bad credit loans

Interest Rate: from 11.70% to 46.50%

Sum: from 5,000.00£ to 100,000.00£

Term, days: from 1,095.00 to 7,300.00

Our guaranteed loans for bad credit have been designed for customers with adverse or poor credit in mind

Fair Finance

Fair Finance

ALTERNATIVE TO HOME CREDIT LOANS

Term, days: from 180.00 to 365.00

Our loans are cheaper than doorstep and payday lenders

Our products are flexible

No fees for late repayments or making early or extra payments

fancyapayday

fancyapayday

Short Term Loans

Interest Rate: from 292.00%

Sum: from 50.00£ to 5,000.00£

We are a credit broker and not a lender

Short Term Loans In Minutes

Just fill out an application and we will let you know if you qualify

Fast Loan UK

Fast Loan UK

Easy loans

Sum: from 50.00£ to 2,000.00£

High Approval Rates

Direct lender

No Hidden Costs

Got Capital

Got Capital

Bad credit loans

Sum: from 1,000.00£ to 200,000.00£

No Personal Guarantee

Apply with Any Credit Score

Custom Payoff Plans

Halifax

Halifax

Personal Loans

Interest Rate: from 6.60% to 29.90%

Sum: from 7,500.00£ to 25,000.00£

Term, days: from 365.00 to 1,825.00

No charge for making extra payments

It's quick and easy to apply online

A bank you can trust

Lending Stream

Lending Stream

Payday loans

Sum: from 50.00£ to 1,500.00£

Term, days: from 180.00 to 365.00

Quick access to fund

Minimal eligibility requirements

Ideal for urgent financial needs

Monese Ltd

Money Boat

Payday loans

Interest Rate: from 255.50% to 939.50%

Sum: from 200.00£ to 1,500.00£

No hidden or added fees

Just a flat interest rate of 0.7% per day

We are a UK direct lender

Nationwide Building Society

Nationwide

Personal loan

Interest Rate: from 6.40% to 29.90%

Sum: from 1,000.00£ to 50,000.00£

Term, days: from 365.00 to 2,555.00

Our personal loans are just for our current account members

Get a personalised quote

NowLoan

NowLoan

Doorstep Loans

Interest Rate: from 12.90% to 1,625.50%

Sum: from 100.00£ to 10,000.00£

Term, days: from 90.00 to 1,095.00

Free, no obligation quote

Instant decision

Same day payouts

Payday UK

Payday UK

Payday loans

Interest Rate: from 9.30% to 1,721.00%

Sum: from 50.00£ to 5,000.00£

Term, days: from 90.00 to 1,095.00

No hidden costs or fees

No paperwork

High approval rates

Salad Money

Salad Money

Payday loans

Interest Rate: from 59.97%

Sum: from 500.00£ to 1,000.00£

Term, days: from 365.00 to 540.00

Easy approval

Speedy funding

Transparent and simple application process

No hidden fees

Santander

Santander

Personal loans

Interest Rate: from 6.20% to 26.90%

Sum: from 1,000.00£ to 25,000.00£

Term, days: from 365.00 to 1,825.00

Typically get a decision within 5 minutes

Overpay at no extra cost

Online and Mobile Banking

Solution Loans

Solution Loans

Bad Credit Payday Loans

Sum: from 100.00£ to 1,000.00£

Same day payout

Affordability is key

Instant decisions

Sunny

Sunny

Payday loans

Interest Rate: from 9.30% to 1,721.00%

Sum: from 50.00£ to 2,500.00£

Term, days: from 90.00 to 1,095.00

Small loans can be sent today

Instant quote with a soft search and no fees

Over 7500+ no-obligation quotes processed daily!

Tesco Bank

Tesco Bank

Personal loan

Interest Rate: from 6.10% to 34.50%

Sum: from 3,000.00£ to 35,000.00£

Term, days: from 365.00 to 3,650.00

Funds straight to your account

Fixed monthly payments on a date you choose

Make overpayments with no fees

THL Direct

THL Direct

Payday loans

Interest Rate: from 45.30% to 1,721.00%

Sum: from 150.00£ to 3,000.00£

Term, days: from 60.00 to 730.00

We are a credit broker not a Lender

Get Same Day Funding

Flexible Repayment

TSB

TSB

Personal loans

Interest Rate: from 6.20%

Sum: from 300.00£ to 50,000.00£

Term, days: from 365.00 to 2,555.00

Get your money today

Flexible payment options

Know your rate before you apply

Zopa

Zopa

Zopa Personal Loan

Interest Rate: from 22.90%

Sum: from 1,000.00£ to 35,000.00£

Term, days: from 365.00 to 2,555.00

See the rate you’ll actually get

Apply in a few minutes online

You’ll get the money within 2 hours

More about emergency cash instant loans

Can I get a cash loan for the unemployed in the United Kingdom?

Yes, you can get a cash loan if you are unemployed. However, getting such a loan is somewhat more difficult than for an employed person. In addition, credit terms may be stricter. Let's consider several ways to get such a loan:

  • Instant cash loans no credit check. This type of lending does not involve checking credit history and creditworthiness.
  • Quick cash loan for bad credit. Borrowers with bad credit history can get a loan
  • Short-term cash loans. Loans are issued for a short period
  • Credit Union Loans: Some credit unions offer loans to people with little or no income.
  • Loans secured by a car or real estate are issued to unemployed people
  • Social lending: Platforms that offer peer-to-peer lending are also ready to provide loans to borrowers who are not officially employed.

As you can see, there are offers for the unemployed on the consumer credit market. However, it is worth carefully analyzing the feasibility of such a loan, comparing several programs, because usually such loans are issued at high interest rates.

As an alternative, you can also take out a personal loan. Your possible expenses:

Personal loan calculations for 1 year (example)

Amount, $ Rate, % Accrued %, $
5,000 6.30% 171
5,000 7.30% 198
5,000 8.30% 225
10,000 8.40% 455
10,000 9.40% 509
10,000 10.40% 563
20,000 10.50% 1,138
20,000 11.50% 1,246
20,000 12.50% 1,354
25,000 12.60% 1,706
25,000 13.60% 1,842
25,000 14.60% 1,977

How to get an emergency loan for bad credit?

There are situations in life when money is urgently needed. One of the ways to solve this problem is emergency loans. However, please note that the terms, interest rates, and borrower requirements for these types of financing are extremely strict. Therefore, before applying for a loan, it is worth analyzing well.

There are several ways to get emergency loans:

  1. Online lenders usually offer short term payday loans and same day loans. Some online lenders specialize in short-term or payday loans. We remind you that very often they offer very high interest rates, so you should use them carefully.
  2. Credit unions. The most affordable conditions will be for the members of the union
  3. Loans of guarantors. If you have a reliable guarantor who agrees to act as a guarantor for your loan, this will increase the chances and speed of granting the loan.
  4. Peer-to-peer lending platforms. P2P lending is an opportunity to borrow funds from individual investors, rather than from traditional financial institutions. However, it is worth carefully familiarizing yourself with the conditions.

You can see the similar FAQ at the link: 

Details of companies offering the financial services:

AIB Group (UK)

Head office’s address: 1 Undershaft, London EC3A 8AB

Phone: +44 (020) 764-733-00

Web-site: https://aibgb.co.uk

Swift code: AIBKGB2LXXX

Reference number: 122088

ABN: NI018800

BSB: AIB

Cash Compare

Head office’s address: London

Web-site: https://www.cashcompare.co.uk/

Cashfloat

Head office’s address: Office 8. 2A Highfield Avenue London, NW11 9ET

Contact center: 020-3757-1933

Web-site: https://www.cashfloat.co.uk/

Creditstar UK

Head office’s address: 17 Hanover Square, London, W1S 1BN, United Kingdom

Contact center: 020-3695-7544

Web-site: https://old.creditstar.co.uk

Evolution Money

Head office’s address: 9 Portland Street, Manchester

Contact center: 0161-814-9158

Web-site: https://enquiry.clarity-uk.com/

Fair Finance

Head office’s address: 18-22 Ashwin St, London E8 3DL

Phone: +44 20 8988-0627

Web-site: https://www.fairfinance.org.uk/

fancyapayday

Head office’s address: 470 Holdenhurst Road, Bournemouth, Dorset

Contact center: +44-330-223-0177

Web-site: https://fancyapayday.co.uk/

Fast Loan UK

Head office’s address: Shire Park, 2 Falcon Gate, Welwyn Garden City AL7 1TW

Web-site: https://www.fastloanuk.co.uk/

Got Capital

Head office’s address: 131 Finsbury Pavement, London

Contact center: +44(0)203 7500096

Web-site: https://gotcapital.co.uk/

Halifax

Head office’s address: The Mound, Edinburgh EH1 1YZ

Contact center: 0345-720-3040

Phone: +44 (011) 3242 19 84

Web-site: http://www.halifax.co.uk/

Stock code: HALP

Lending Stream

Head office’s address: Lending Stream, PO Box 10756, LEICESTER, LE3 4GX

Web-site: https://www.lendingstream.co.uk

Money Boat

Head office’s address: 5 Broadbent Cl, London N6 5JW

Contact center: +44-20-3818-7470

Web-site: https://www.moneyboat.co.uk/

Nationwide

Head office’s address: Nationwide House Pipers Way

Contact center: 0800-30-20-15

Phone: +44 (034) 5730 20 15

Web-site: http://www.nationwide.co.uk

Swift code: NBSMGB22

Reference number: 106078

Stock code: NBS

ABN: 355B

BSB: NBSM

NowLoan

Head office’s address: 272 Bath St, Glasgow G2 4JR

Web-site: https://www.nowloan.co.uk/

Payday UK

Head office’s address: Payday Loans Limited, The Charter Building, Charter Place

Contact center: 0800-302-9409

Web-site: https://www.paydayuk.co.uk/

Salad Money

Head office’s address: 49 Greek St, London W1D 4EG

Contact center: +44-20-3092-0896

Web-site: https://www.saladmoney.co.uk

Santander

Head office’s address: 2 Triton Square, Regent's Place, London, NW1 3AN

Contact center: 0800-389-7000

Web-site: http://www.santander.co.uk/

Swift code: ABBYGB3E

Reference number: 106054

ABN: 02294747

BSB: ABBY

Solution Loans

Head office’s address: Hamilton House, 87-89 Bell St, Reigate RH2 7AN

Phone: +44 1737-886-202

Web-site: https://www.solution-loans.co.uk/

Sunny

Head office’s address: London

Web-site: https://sunny.co.uk/

Tesco Bank

Head office’s address: 2 S Gyle Cres, Edinburgh EH12 9FQ

Contact center: 0800-591-688

Phone: +44 131 203 5000

Web-site: http://www.tescobank.com

Swift code: TPFGGB2L

Reference number: 186022

Stock code: TSCO

ABN: SC173199

BSB: TPFG

THL Direct

Head office’s address: 470 Holdenhurst Road, Bournemouth, BH8 9AQ

Contact center: 0330-223-0177

Web-site: https://www.thldirect.co.uk/

TSB

Head office’s address: Henry Duncan House, 120 George Street, Edinburgh EH2 4LH

Phone: +44 (034) 5975 87 58

Web-site: http://www.tsb.co.uk

Swift code: TSBSGB2A

Reference number: 119278

Stock code: 94AQ

ABN: SC095237

BSB: TSBS

Zopa

Head office’s address: London

Web-site: https://www.zopa.com/