What are Christmas payday loans?
Christmas payday loans in the UK are short-term loans designed to help people cover the additional expenses that often arise during the Christmas season. These loans are typically marketed to those who need quick cash to pay for gifts, holiday travel, decorations, or other festive costs but might not have enough savings to cover these expenses.
As an alternative, you can also take out a personal loan. Your possible expenses:
Personal loan calculations for 1 year (example)
| Amount, $ | Rate, % | Accrued %, $ |
| 5,000 | 6.20% | 168 |
| 5,000 | 7.20% | 195 |
| 5,000 | 8.20% | 222 |
| 10,000 | 8.30% | 450 |
| 10,000 | 9.30% | 504 |
| 10,000 | 10.30% | 558 |
| 20,000 | 10.40% | 1,127 |
| 20,000 | 11.40% | 1,235 |
| 20,000 | 12.40% | 1,343 |
| 25,000 | 12.50% | 1,693 |
| 25,000 | 13.50% | 1,828 |
| 25,000 | 14.50% | 1,964 |
Can I get a payday loan at the weekend in the UK?
Yes, in the UK you can get a payday loan on weekends, as well as on holidays, including Christmas. Many lenders offer online applications that can be submitted 24/7, including weekends.
We offer step-by-step instructions that will help you get a payday loan on the weekend
- Analyze all offers, and compare several of the most suitable payday loans. Also, look out for lenders that offer fast application processing times and weekend loans. On this page, Banchart analysts have gathered exactly such creditors.
- Sending an online application. It is thanks to the development of the Internet that you can send an online application for a payday loan 24/7. Most financial companies have special application forms on their official websites. To complete the online application, you must specify the amount of the loan and provide personal and contact data, work information, and bank details (the account number for which you wish to receive funds).
- Fast approval and decision. This is another important feature of payday loans. You can receive a loan decision within a few minutes after sending the application:
- Additional verification. Be prepared that the lender may require additional information, such as proof of income or identity. Therefore, if you want to get a loan quickly, prepare possible additional documents in advance.
- Receipt of funds. If you have received a positive credit decision from a finance company, funds can be transferred to your bank account on the same day, even on weekends. The time may vary depending on the lender's policy.
You can see the similar FAQ at the links:
- Bank of Ireland lending criteria
- HSBC bank transfer time within the UK
- HSBC graduate loans
- HSBC in America
- HSBC loan early repayment: how to manage
Details of companies offering the financial services:
Cash Compare
Head office’s address: London
Web-site: https://www.cashcompare.co.uk/
Cashfloat
Head office’s address: Office 8. 2A Highfield Avenue London, NW11 9ET
Contact center: 020-3757-1933
Web-site: https://www.cashfloat.co.uk/
Creditstar UK
Head office’s address: 17 Hanover Square, London, W1S 1BN, United Kingdom
Contact center: 020-3695-7544
Web-site: https://old.creditstar.co.uk
Evolution Money
Head office’s address: 9 Portland Street, Manchester
Contact center: 0161-814-9158
Web-site: https://enquiry.clarity-uk.com/
fancyapayday
Head office’s address: 470 Holdenhurst Road, Bournemouth, Dorset
Contact center: +44-330-223-0177
Web-site: https://fancyapayday.co.uk/
Fast Loan UK
Head office’s address: Shire Park, 2 Falcon Gate, Welwyn Garden City AL7 1TW
Web-site: https://www.fastloanuk.co.uk/
Got Capital
Head office’s address: 131 Finsbury Pavement, London
Contact center: +44(0)203 7500096
Web-site: https://gotcapital.co.uk/
Lending Stream
Head office’s address: Lending Stream, PO Box 10756, LEICESTER, LE3 4GX
Web-site: https://www.lendingstream.co.uk
Loans 2 Go
Head office’s address: London
Web-site: https://loans2go.co.uk/
Optimise Finance
Head office’s address: London
Contact center: 0800-0159-295
Web-site: https://optimisefinance.co.uk/
Payday UK
Head office’s address: Payday Loans Limited, The Charter Building, Charter Place
Contact center: 0800-302-9409
Web-site: https://www.paydayuk.co.uk/
Solution Loans
Head office’s address: Hamilton House, 87-89 Bell St, Reigate RH2 7AN
Phone: +44 1737-886-202
Web-site: https://www.solution-loans.co.uk/
Sunny
Head office’s address: London
Web-site: https://sunny.co.uk/
THL Direct
Head office’s address: 470 Holdenhurst Road, Bournemouth, BH8 9AQ
Contact center: 0330-223-0177
Web-site: https://www.thldirect.co.uk/