Bank accounts for students and graduates

Interest-free arranged overdraft – apply for up to £1,500 in years 1-3 and up to £2,000 in years 4-6 (available if aged 18 or over)

Easy access to your account via Internet Banking and the Mobile Banking app, Telephone Banking, plus any of our branches in Scotland

Free everyday banking when you stay in credit – no monthly fee

Receive up to 15% cashback with our Everyday Offers – available with some of your favourite retailers

Save the Change® – automatically rounds up your transactions to the nearest pound and puts the difference in a nominated savings account

interest-free overdraft of up to £1,500 over the course of your studies

To apply for this account, you’ll need to:

Be 18 or over

Be studying full-time in the UK as an undergraduate, postgraduate or higher apprentice

Have lived in the UK for more than three years

Apply for an interest-free arranged overdraft of up to £1,500 – for the duration of your course and 3 years after you graduate

Free everyday banking when you stay in credit – no monthly fee

Up to 15% cashback at some of your favourite retailers – shop with our Cashback Extras to earn some extra cash

guaranteed interest-free limit of up to £1,000 when you apply for a Student Account, regardless of what year you're in, which could rise to £3,000 by year 3.

You can apply for a Student Bank Account if you:

are 18 or over

live in the UK and have lived in the UK, Channel Islands or Isle of Man for the past 3 years

have proof you've been accepted onto a qualifying course (eg your 16-digit UCAS code)

You can apply if

You're aged 17 or over

You’re studying full-time on a course of at least two years’ duration, or a one-year full-time access course leading to a degree

You have been a resident in the UK for at least three years

You have a university place confirmed

You're already a student, you can still apply for a student account

If you’re 18 or over, you can apply for an arranged overdraft of up to £1,500 in years 1 – 3 and then up to £2,000 in years 4 – 6.If you’re 18 or over, you can apply for an arranged overdraft of up to £1,500 in years 1 – 3 and then up to £2,000 in years 4 – 6.

an interest-free arranged overdraft of up to £1,000 in your first year, up to £2,000 in your second year and up to £3,000 in your third year.

You need to:

be 18 or over

have been a UK resident for 3 or more years

not have another student bank account

have an unconditional offer or a confirmed conditional place on a full-time UCAS course of at least 2 years

be starting your course at a UK institution in 5 months or less, or have been on your course for less than 12 months

pay in at least £500 per term from the date the account is opened

receive £100 and a free 4 year tastecard worth £55.00 per year

Interest-free overdraft - get an overdraft of up to £2,000 from year one (limited to £500 in term one, year one) with an instant online decision. Students can apply for up to £3,250 interest free from year three onwards.

No monthly Student current account fees.

To apply, you must be 17+ and have been living in the UK for at least 3 years. Online applications only.

You need to be a full time undergraduate student (on at least a 2-year course at a UK university/college) or you need to be completing a full time postgraduate or nursing course lasting a year or more. You can apply within 6 months of your course start date.

To confirm you're a student and eligible for this account, we require your unique 16 digit UCAS code.

You must use your student account as your main account by depositing student finance, wages, or other regular income into it.

To apply, you must be 17+ and have been living in the UK for at least 3 years. Online applications only.

You need to be a fulltime undergraduate student (on at least a 2 year course at a UK University/College) or you need to be completing a full time postgraduate or nursing course lasting a year or more. You can apply within 6 months of your course start date.

You must use your Student account as your main account by depositing your wages or other regular income into it.

Interest-free overdraft - get an overdraft of up to £2,000 from year one (Limited to £500 in term one, year one) with an instant online decision. Students can apply for up to £3,250 interest free from year three onwards.

No monthly Student current account fees.

You’re 18 or over and live in the UK permanently

You’re about to begin or have started an undergraduate course or a level 4-7 apprenticeship, that is at least 2 years in length. If you’re about to begin your course, you must have an ‘unconditional’ or ‘confirmed conditional’ offer (i.e. you have your exam results) before you apply

You pay in at least £500 into your account every 4 months

If you already have a Santander current account, you'll need to transfer it

This is a paper-free account – learn more in ‘Key documents and account information

An interest-free arranged overdraft of £1,500 in years 1-3, £1,800 in year 4 and £2,000 if you stay on to year 5.

What you get with our student bank account:

An interest-free overdraft starting at £1,400, that you can request to increase each year

One year to pay off your overdraft after you finish your course, without any interest

Access to our mobile app and online banking so you can securely manage your account anywhere, any time

You can apply for our student account:

As soon as you turn 18

Once you have a confirmed place on a full-time course

To qualify for TSB’s student bank account, you:

Must be 17 or over (or 18+ to qualify for the overdraft)

Must have been a UK resident for at least three years

Must be studying for a full-time course which lasts a minimum of two years or be on a one-year access course leading onto a full-time degree.

Interest-free overdrafts