Debit cards with rewards and cashback

What is cashback on a debit card?

Debit card cashback is an opportunity to receive a certain amount of cash when making a purchase using a debit card. How does it work? You take out a debit bank card that provides cashback, and pay for a certain product or service, after which either the bank or the seller returns you a certain amount of money, which is usually measured as a percentage of the purchase amount.

Let's consider the main types and types of cashback offered by UK banks as part of issuing debit cards.

1. Retail cashback provides for the possibility of withdrawing cash when making purchases in certain stores, shopping centers, and supermarkets. It is important to note that there may be limits on cash withdrawals, but usually, there is no additional fee for such a service
2. Bank-issued debit card refund. Banks can return a certain percentage of the purchase amount, the money in this case is credited to the bank account and you can accumulate it or use it for further calculations. It is worth noting that the amount of cashback depends not only on the card but also on the type of spending. For example, banks can charge a certain percentage for paying for products, another percentage for utility costs, etc. Moreover, cashback may not be available for all purchases, but for certain merchants (for example, cashback is valid only at certain restaurants, not all).

Thanks to our catalog, you can familiarize yourself with such types of cards as cashback debit cards, debit cards with rewards, debit visa gift cards, and holiday debit cards and choose the most suitable card for you.

What are the best debit cards with rewards?

If you're looking for debit cards with rewards in the UK, there are a few options available that offer various benefits, such as cashback, points, or discounts. While debit cards generally offer fewer rewards compared to credit cards, some options can still provide valuable perks: Monzo Plus, Revolut Premium, Lloyds Bank Club, HSBC Premier Account, Barclays Blue Rewards, Nationwide FlexPlus, Santander 123.

You can also place free funds on a savings account.

Calculate your future income on a savings account (example): 

Who offers debit Visa gift cards?

In the UK, several providers offer Visa gift cards, which function similarly to debit cards and can be used for purchases wherever Visa is accepted. These cards are typically preloaded with a set amount of money and can be given as gifts or used for personal spending. Here are some of the key providers:

1. The Post Office offers prepaid Visa gift cards that can be loaded with a specific amount and used for purchases online or in-store. They can be purchased at Post Office branches across the UK.
2. Vanilla Visa gift cards are available online and in selected retail stores. These cards are popular for gifting and can be used in the UK and abroad, wherever Visa is accepted.
3. Multi-Store Gift Card with Visa Branding. While not a traditional Visa debit card, the One4all gift card is a popular option in the UK. It is a multi-store card that works like a prepaid Visa card and can be used at a variety of participating retailers both online and in-store.
4. Love2shop offers Visa gift cards that can be used at a wide range of retailers across the UK. These cards can be loaded with a set amount and are a popular choice for corporate gifts and rewards.
5. High Street Vouchers offer Visa gift cards that can be purchased online and used at various retailers across the UK.
6. Prepaid Visa Gift Cards. Major UK supermarkets like Tesco, Asda, and Sainsbury’s often sell prepaid Visa gift cards at their gift card stands. These can be loaded with a specific amount and used like a debit card.

What are holiday debit cards in the UK?

Holiday debit cards in the UK, often referred to as travel or prepaid travel cards, are specifically designed for use while traveling abroad. These cards allow you to load money in various currencies and use them like a debit card for purchases, withdrawals, and other transactions. They offer several benefits tailored to travelers, including competitive exchange rates, low or no foreign transaction fees, and enhanced security features.

Many holiday debit cards allow you to load and hold multiple currencies, such as Euros, US Dollars, and more. This feature helps you avoid currency conversion fees while traveling in different countries.

Unlike traditional debit cards, holiday debit cards often waive foreign transaction fees, making it cheaper to spend money abroad. These cards are typically prepaid, meaning you load a specific amount onto the card before your trip. This helps you manage your budget and avoid overspending.

Some holiday debit cards offer better exchange rates than you would get from exchanging cash or using a standard debit card abroad. Holiday debit cards often allow you to withdraw cash from ATMs abroad with little or no fees, depending on the card and the country.

Many cards offer enhanced security features, such as the ability to lock and unlock the card via a mobile app, 24/7 customer support, and fraud protection.

See the similar FAQ at the link: 

• HSBC property valuation: what additional documents are required?
• Halifax for intermediaries: list of services, calculator
• Halifax mortgage age limit
• How can I log in to the Bank of Ireland mortgage program?
• How do I apply for a home loan from HSBC with a mortgage adviser?

Details of companies offering the financial services:

118118MONEY

Head office’s address: London

Contact center: 02920-548-118

Web-site: https://www.118118money.com/

Bank of Scotland

Head office’s address: The Mound, Edinburgh EH1 1YZ

Phone: +44 (034) 5721 31 41

Web-site: http://www.bankofscotland.co.uk/

Swift code: BOFSGB31

Reference number: 169628

Stock code: 0076540

ABN: SC327000

BSB: BOFS

Barclays Bank

Head office’s address: 1 Churchill Place, London E14 5HP

Contact center: 0800-400-100

Phone: +44 (034) 5734 53 45

Web-site: http://www.barclays.co.uk/

Swift code: BARCGB33

Reference number: 122702

Stock code: BARC

ABN: 01026167

BSB: BARC

Chase

Head office’s address: 4 Lombard St, London EC3V 9AA

Contact center: 0800 376 3333

Phone: +44 203 493 0829

Web-site: https://www.chase.co.uk/gb/en/

Halifax

Head office’s address: The Mound, Edinburgh EH1 1YZ

Contact center: 0345-720-3040

Phone: +44 (011) 3242 19 84

Web-site: http://www.halifax.co.uk/

Stock code: HALP

HSBC Bank

Head office’s address: Unit 8, Canada Square, Retail, London E14 5AH

Phone: +44 345 740 4404

Web-site: https://www.hsbc.co.uk/

Swift code: HBUKGB4B

Reference number: 114216

Stock code: HSBA

ABN: 00014259

BSB: HBUK

HyperJar

Head office’s address: Limited, HyperJar, 71-75 Shelton Street, Covent Garden, London

Web-site: https://hyperjar.com/

Lloyds Bank

Head office’s address: 25 Gresham Street, London EC2V 7HN

Contact center: 0345-300-0000

Web-site: https://www.lloydsbank.com/

Swift code: LBGTGB22

Reference number: 119278

Stock code: LLOY

ABN: 00002065

BSB: LBGT

Metro Bank

Head office’s address: One Southampton Row, London, WC1B 5HA

Phone: +44 (034) 5080 85 00

Web-site: https://www.metrobankonline.co.uk/

Swift code: MYMBGB2L

Reference number: 488982

Stock code: MTRO

ABN: 06419578

BSB: MYMB

Monzo Bank

Head office’s address: Broadwalk House, 5 Appold St, London EC2A 2AG

Contact center: 0800 802 1281

Phone: +44 20 3872-0620

Web-site: https://monzo.com/

Nationwide

Head office’s address: Nationwide House Pipers Way

Contact center: 0800-30-20-15

Phone: +44 (034) 5730 20 15

Web-site: http://www.nationwide.co.uk

Swift code: NBSMGB22

Reference number: 106078

Stock code: NBS

ABN: 355B

BSB: NBSM

NatWest Bank

Head office’s address: 250 Bishopsgate, London, EC2M 4AA

Contact center: 0800-88-11-77

Phone: +44 345 788 8444

Web-site: https://www.natwest.com/

Swift code: NWBKGB2

Reference number: 121878

Stock code: GBP1

ABN: 00929027

BSB: NWBK

Ode

Head office’s address: London

Web-site: https://ode.money/

Post Office

Head office’s address: 12 Eastcheap, London. EC3M 1AJ

Contact center: +44 345 722 3344

Web-site: http://www.postoffice.co.uk

Revolut UK

Head office’s address: London

Web-site: https://www.revolut.com/

Royal Bank of Scotland

Head office’s address: 36 St Andrew Square, Edinburgh, EH2 2YB

Contact center: 0345-600-2230

Phone: +44 (070) 3597-88-42

Web-site: https://www.rbs.co.uk/

Swift code: ROYCGB2LCLS

Stock code: NWG

ABN: BR000548

BSB: ROYC

Santander

Head office’s address: 2 Triton Square, Regent's Place, London, NW1 3AN

Contact center: 0800-389-7000

Web-site: http://www.santander.co.uk/

Swift code: ABBYGB3E

Reference number: 106054

ABN: 02294747

BSB: ABBY

Starling Bank

Head office’s address: 5th Floor, London Fruit And Wool Exchange, 1 Duval Square, London, E1 6PW.

Phone: +44 20 7930 4450

Web-site: https://www.starlingbank.com/

Swift code: SRLGGB3L

Reference number: 730166

Stock code: STERLNB

ABN: 09092149

BSB: SRLG

Tesco Bank

Head office’s address: 2 S Gyle Cres, Edinburgh EH12 9FQ

Contact center: 0800-591-688

Phone: +44 131 203 5000

Web-site: http://www.tescobank.com

Swift code: TPFGGB2L

Reference number: 186022

Stock code: TSCO

ABN: SC173199

BSB: TPFG

TSB

Head office’s address: Henry Duncan House, 120 George Street, Edinburgh EH2 4LH

Phone: +44 (034) 5975 87 58

Web-site: http://www.tsb.co.uk

Swift code: TSBSGB2A

Reference number: 119278

Stock code: 94AQ

ABN: SC095237

BSB: TSBS

Ulster Bank

Head office’s address: Block B Central Park, Carmanhall And Leopardstown, Dublin, D18 N153

Phone: +44 (012) 6850 08 13

Web-site: http://digital.ulsterbank.co.uk/

Reference number: 122315

Stock code: Bk. 11.75 (FAP)

ABN: R0000733

Wise

Head office’s address: London

Web-site: https://wise.com/